×
Back to menu

Master Your Money: The Simple Guide to Income, Expenses & Savings | Budgeting PDF Guide | Income Expense Savings Planner | Personal Finance eBook

5.0
16 ratings
Shipping Time: Shipping cost: US $0.00 US $0.00
View Cart
Ready to ship | Free shipping & returns
Product Description

Take Control of Your Finances—The Simple Way

Feeling overwhelmed by your finances? You’re not alone. Whether you’re trying to make sense of your income, cut down on unnecessary expenses, or finally grow your savings, Master Your Money: The Simple Guide to Income, Expenses & Savings is your go-to digital companion. Designed for real people with real money goals, this downloadable guide breaks down personal finance into clear, manageable steps. No jargon, no fluff—just straightforward, actionable advice you can start using today.

What’s Inside This Digital Guide?

  • Chapter 1: Understanding Your Income — Learn how to track your income, understand active vs. passive income, and get inspired by a real-world case study.
  • Chapter 2: Managing Your Expenses — Discover the difference between fixed and variable expenses, avoid common budgeting pitfalls, and start your first expense tracker.
  • Chapter 3: Building a Savings Habit That Sticks — Dive into the importance of saving, explore methods like the 50/30/20 rule and zero-based budgeting, and set realistic savings goals.
  • Chapter 4: Putting It All Together — Combine income, expense, and savings strategies into a personal money plan that adapts to your life.
  • Bonus Tools & Resources — Get recommendations on the best money management apps and tools to simplify your journey.

Why This Guide Works

  • Perfect for beginners or anyone wanting a simple financial reset
  • Easy-to-understand language and real-life examples
  • Instant digital download—get started immediately
  • Practical templates and prompts to apply what you learn
  • Built-in keywords: income, expense, savings—to keep your focus where it matters

Who Is This For?

If you’re tired of feeling lost with your money, just starting to manage a paycheck, or ready to take your budgeting more seriously, this guide is for you. Whether you’re a student, young professional, freelancer, or parent trying to plan for the future, you’ll find this guide approachable and effective.

What Makes It Different?

Master Your Money stands out because it bridges the gap between theory and action. Unlike overly complex finance books or generic online tips, this guide focuses on clarity, ease, and follow-through. With built-in prompts, real examples, and adaptable methods, it’s designed to help you implement—not just read.

Download Now & Start Building Your Money Plan

Why wait? Get your digital copy of Master Your Money: The Simple Guide to Income, Expenses & Savings today and take the first step toward confident, stress-free money management. It’s time to understand your income, track every expense, and build a savings habit that truly sticks.

Shipping & Delivery

We ship orders to customers worldwide from our partner warehouses located in the United States, Europe, and Asia. Our goal is to deliver your order safely and on time with full tracking and clear communication at every step.

Order Processing Time

  • Processing time: 1–3 business days (Monday–Friday, excluding public holidays).
  • Orders placed after 2:00 PM local warehouse time are processed the next business day.
  • If an item is on backorder or requires special handling, we will email you within 1 business day with options.

Shipping Methods & Carriers

We use reputable carriers such as USPS and regional express partners. The carrier is selected automatically based on destination, package size/weight, and service level selected at checkout.

Shipping Costs

  • Shipping costs are calculated at checkout based on destination, weight/volume, and selected service.
  • Free standard shipping: Free shipping is available for all orders within the U.S.
  • Any promotional rates or free-shipping offers will be shown on the cart/checkout page.

Estimated Delivery Time (Business Days)

The timeframes below include transit time only and exclude the 1–3 day processing time. Actual delivery may vary due to customs clearance, carrier delays, or remote locations.

Destination Standard Expedited (if available)
United States (contiguous) 4–8 business days 2–4 business days
Canada 6–12 business days 3–6 business days
United Kingdom & European Union 5–10 business days 2–5 business days
Australia & New Zealand 7–14 business days 3–7 business days
Asia (major hubs) 5–12 business days 3–6 business days
Middle East 7–15 business days 4–8 business days
Central & South America 10–20 business days 6–12 business days
Africa 10–22 business days 6–12 business days
Remote/Outlying Territories Up to 25 business days

Note: These are estimates only. Weather events, customs, and carrier volumes may extend delivery times.

Customs, Duties & Taxes (International Orders)

Orders shipped outside the U.S. may be subject to import duties, VAT/GST, and customs fees imposed by the destination country. These charges are the customer’s responsibility unless stated otherwise at checkout. We cannot control or predict these fees. Customs clearance may cause delivery delays.

Tracking Your Order

  • A tracking number is emailed as soon as your order ships.
  • Tracking may take up to 24–72 hours to update after dispatch.
  • If you did not receive tracking within 3 business days of ordering, please contact us.

Multiple Shipments

To speed delivery, items in the same order may ship separately from different partner warehouses at no additional cost. You will receive a separate tracking number for each shipment.

Address Changes & Delivery Issues

  • Please verify your shipping address at checkout. We are unable to reroute packages once shipped.
  • If a package is returned due to an incorrect/undeliverable address or repeated delivery attempts, we can reship (additional postage may apply) or refund the item(s) less original shipping once returned to our warehouse.
  • For lost/damaged shipments, notify us within 7 days of the stated delivery date or damage discovery so we can file a carrier claim on your behalf.

Shipping Restrictions

  • We currently do not ship to P.O. Boxes, APO/FPO/DPO addresses.
  • Some oversized or fragile items may require special handling or may be unavailable in certain regions. Any such limitations will be noted on the product page.

Holiday & Peak Season

During peak periods (e.g., Black Friday/Cyber Monday, December holidays) and unforeseen events, carriers may experience delays. Please allow extra time for delivery during these periods.

Returns & Exchanges

For details on returns, exchanges, and refunds, please see our Returns & Refunds Policy.

Contact Us

If you have questions about your order or delivery, contact our customer support team:

We’re committed to transparent pricing, realistic delivery estimates, and prompt support. Thank you for shopping at VanDaniels.

Refunds & Returns

We want you to love your purchase from VanDaniels. If you are not completely satisfied, we are here to help. Please review our returns and refunds policy below to understand your options.

Eligibility for Returns

  • You may request a return within 30 days of delivery.
  • Items must be unused, in the original packaging, and in the same condition that you received them.
  • Proof of purchase (order number or receipt) is required.

Non-Returnable Items

Some types of products cannot be returned, including:

  • Clearance or final sale items (marked as such at the time of purchase).
  • Custom-made or personalized products.
  • Perishable or hygiene-sensitive goods (where applicable).

If an item is damaged or defective upon arrival, please contact us immediately for assistance.

Return Process

  1. Contact our support team at support@vandaniels.com or call +1 917 574 6753 to request a return authorization.
  2. Our team will provide you with a return shipping address and instructions.
  3. Securely pack the item(s) and ship them back to us within 7 business days of receiving the return instructions.

Return Shipping Costs

  • Customers are responsible for return shipping costs unless the return is due to our error (wrong, damaged, or defective item).
  • We recommend using a trackable shipping method, as we cannot guarantee receipt of your returned item without tracking proof.

Refunds

  • Once your return is received and inspected, we will notify you by email of the approval or rejection of your refund.
  • If approved, your refund will be processed within 5–10 business days to your original method of payment.
  • Depending on your bank or card issuer, it may take additional time for the funds to appear in your account.

Exchanges

We replace items only if they are defective or damaged. If you need to exchange an item for the same product, contact us at support@vandaniels.com.

Late or Missing Refunds

  • If you haven’t received a refund within 10 business days of approval, check your bank account and contact your credit card company or bank.
  • If you’ve done this and still have not received your refund, please contact us at support@vandaniels.com.

Contact Us

If you have questions about returns or refunds, reach out to our customer support team:

We are committed to transparent policies and customer satisfaction. Thank you for shopping with VanDaniels.

Customer Reviews

See why hundreds love this product and trust us
5
Based on 16 reviews
See More Photos
Write a Review

Why vandaniels.com?

Uncompromised Quality
Experience enduring elegance and durability with our premium collection
Curated Selection
Discover exceptional products for your refined lifestyle in our handpicked collection
Exclusive Deals
Access special savings on luxurious items, elevating your experience for less
EXPRESS DELIVERY
FREE RETURNS
EXCEPTIONAL CUSTOMER SERVICE
SAFE PAYMENTS
Top

Yay! 10% Off Just for You!

Join our community and enjoy 10% off your first order. Subscribe for exclusive deals!

Shopping cart

×